Citibank Routing Number - Wire Transfer, Direct Deposit (2024)

This post may contain references to products from our partners. We may receive compensation if you apply through our links. Thank you for supporting HustlerMoneyBlog. Here’s our full Advertiser Disclosure.

By Anthony Nguyen Last updated:

Leave a Comment

Citibank Routing Number - Wire Transfer, Direct Deposit (1)

When transferring money in or out of your checking or savings account from Citibank, it is necessary to use the right routing number. A routing number is commonly used by banks to direct the exchange of funds to and from one another. Continue reading below to see where to find your Citibank routing number and how to do money transfers.

OUR CURRENT TOP PROMOTIONS
Chase Business Complete Checking® $300 BonusAxos Bank Business Interest Checking $400 Bonus
BMO Smart Advantage Checking $350 BonusBMO Relationship Checking $500 Bonus
Huntington Unlimited Plus Business Checking $1,000 BonusU.S. Bank Business Checking $800 Bonus
Chase Total Checking® $300 BonusChase Secure BankingSM $100 Bonus
Chase College CheckingSM SoFi Checking and Savings Account $325 Bonus
Huntington Unlimited Business Checking $400 BonusHuntington Business Checking 100 $100 Bonus
Axos Bank Basic Business Checking $400 BonusTradeStation $150 Bonus

Table of Contents

What Is a Routing Number?

Routing numbers are nine-digit code used to identify a financial institution in the United States. Think of them as an address that lets other banks know where to find your money.

You need your routing number for many tasks like:

  • ACH payments
  • Setting up direct deposit
  • Receiving benefits from the government, including task refunds
  • Transferring money between accounts at different banks or investment firms
  • Automatic bill payment
  • Domestic wire transfers

If banks have more branches in more than one state, your bank might have more than one routing number. Citibank have branches nationwide and they use different routing numbers for different areas.

Scroll below to learn how to find the right Citibank routing numbers for your transaction.

Citibank Routing Numbers By State

Citibank Routing Number - Wire Transfer, Direct Deposit (2)

Your Citibank routing number is associated with the location of the bank where you opened your account. So if you bank at another Citibank branch, what matters is the bank where you opened your account. Below is a list of Citibank routing numbers by state:

DepartureDestination
California: Northern
(San Francisco and Central California)
321171184
California: Southern
(Los Angeles, San Diego)
322271724
Connecticut221172610
Florida266086554
Illinois271070801
Maryland052002166
(or 254070116 for wire transfers)
Massachusetts221172610
Nevada122401710
New Jersey021272655
New York021000089
Pennsylvania021272655
Texas113193532
Washington, DC, and Virginia254070116

If you don’t see your state listed above or don’t know which location you opened your account, continue reading below to find your Citibank routing number.

Domestic/International Wire
Transfers Routing Number

Anyone from your friends, family, or business can wire funds to your Citibank account. Wire transfers are the fastest way to send money than an ACH transfer, but they cost a small fee.

To wire funds, you need to register for an online account with your Citibank account. You can then click on‘Transfers’ and enter the required information below.

Domestic Wire TransfersInternational Wire Transfers

When dealing with wire transfers in the US, you need to use your corresponding bank routing number,see list above.

But other incoming domestic wire transfer require different routing numbers, so make sure to double-check that you have the correct one.

You’ll nee the following information to send a domestic wire:

  • The name of the person to whom you’re wiring funds (the “beneficiary”)
  • The name and location of the beneficiary’s bank
  • The ABA number of their bank (if you don’t know it, don’t worry; Citibank provides a searchable list of ABA numbers)
  • The beneficiary’s account number

In order to transfer money from abroad, from or to your Citibank account, you’ll need to use a Citibank’s SWIFT code, CITIUS33. This is equivalent to a U.S. routing number.

You’ll nee the following information to send international wire:

  • The name of the person to whom you’re wiring funds (“the beneficiary”)
  • The name and location of the beneficiary’s bank
  • The beneficiary’s account number
  • The Bic Code or SWIFT (Society for Worldwide Interbank Financial Telecommunication) and the CHIPS UID# (Clearing House Interbank Payment System). You can search for the CHIPS UID number at theClearinghouse website.

Other Ways to Find Citibank Routing Number

There are other ways to find your Citibank routing number like:

  • Using a Check – For checking accounts, you can find the routing number in the lower left-hand corner of the checks corresponding to your checking account. It should be the first nine-digits located at the bottom of the check.
  • Go Online – For your checking account, visit ‘Account Details’ page after you log into your account. Click on‘View Image’ for a posted check. Citibank provides access to checks written within the last 18 months.
    • To access a savings account routing number, you’ll need to check a recent statement using your online portal.
  • Call Customer Service –You can call Citibank at 800-374-9700. After your provide details to identify yourself, a representative will be able to confirm you account’s routing number.
Citibank Routing Number - Wire Transfer, Direct Deposit (4)

Bottom Line

When it’s time to manage your finances, you will need to use yourCitibank routing number. Plus it comes in use when you need to set up a direct deposit, automatic payments, or wire transfer. If you’re interested in banking with Citibank, you can checkout the latest Citibank promotions, bonuses, and offers here!

Chase Private Client $3000 Bonus – Ends 7/24/24

Chase Bank Coupon Codes: $100, $200, $300, $400, $500, $700, $1000, $2000, $3000 Checking Bonuses (June 2024)

  • 1
  • 2
  • 3
  • 9

Citibank Routing Number - Wire Transfer, Direct Deposit (9)

Bank Offers You May Like

See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, U.S. Bank, TD Bank, Huntington Bank, Axos Bank, Discover Bank, and BMO Bank. See our best rates for Savings and CD.
FEATURED BANK PROMOTIONS
PROMOTIONAL LINKOFFERREVIEW
HSBC Premier Checking Member FDICUp to $4,000 CashReview
Chase Business Complete Checking®$400 CashReview
Chase Total Checking®$300 CashReview
BMO Relationship Checking$400 Cash Bonus.
Conditions apply.
Review
BMO Smart Advantage Checking$250 Cash Bonus.
Conditions apply.
Review
BMO Smart Money Checking$250 Cash Bonus.
Conditions apply.
Review
U.S. Bank Smartly® Checking$800 CashReview
U.S. Bank Business Checking$800 CashReview
U.S. Bank Business Checking$350 CashReview
KeyBank Checking$200 CashReview
Discover® Online Savings AccountUp to $200 CashReview
Chase Private Client$3,000 CashReview
J.P. Morgan Self-Directed InvestingUp to $700 CashReview
Chase College CheckingSM $100 CashReview
Chase Secure BankingSM$100 CashReview
SoFi Checking and Savings Account$325 CashReview
Fifth Third Bank CheckingSM$325 CashReview
Huntington Bank Unlimited Plus Business Checking$1,000 CashReview
Huntington Bank Unlimited Business Checking$400 CashReview
Huntington Bank Business Checking 100$100 CashReview
TD Bank Beyond Checking$300 CashReview
TD Bank Convenience CheckingSM$200 CashReview
PSECU Checking $300 CashReview
Axos Bank Rewards Checking$300 CashReview
Axos Bank Basic Business Checking$400 CashReview
Axos Bank Business Interest Checking$400 CashReview
Business Premium Savings$375 CashReview
TradeStation $150 CashReview
Blue Federal Credit Union 15-Month CD5.25% APYReview
Western Alliance Bank High Yield Savings5.26% APYReview
CIT Bank Platinum Savings5.05% APYReview
Blue Federal Credit Union 9-Month No Penalty CD5.10% APYReview

Related posts:

How to get a Free ChexSystems ReportMarcus by Goldman Sachs vs Ally Bank: Which Is Better?How To Open a Capital One AccountHow to Enroll in Chase Paperless Statements
Citibank Routing Number - Wire Transfer, Direct Deposit (2024)

FAQs

Citibank Routing Number - Wire Transfer, Direct Deposit? ›

The routing number for Citibank for domestic wire transfer is 321171184. The routing number for Citibank for international wire transfer is 31100209. If you're sending a domestic wire transfer, you'll just need the wire routing number in this table.

Which bank routing number is 021000089? ›

Citibank routing number
StateCitibank routing number
New York021000089
South Dakota021000089
Texas113193532
Virginia254070116
10 more rows

What happens if I use wire routing number for direct deposit? ›

What happens if I accidentally provided a wire transfer routing number for an ACH deposit transaction? Unless both the numbers are the same, the transaction will not go through and will be reversed and usually takes 4–6 days.

What is the difference between aba and ACH routing numbers Citibank? ›

ABA routing numbers are used for paper or check transfers. ACH routing numbers are used for electronic transfers. Transactions using ACH routing numbers “clear” faster (same or next day) than funds transferred on paper checks using ABA numbers.

Is there a separate routing number for wire transfers? ›

The wire routing number, still technically an ABA routing number, is a 9-digit code like the ones already discussed. You'll need to check directly with your bank what number you should give — it might be the same as the ACH number and/or the routing number on your checkbook, but it might not.

Does Citibank have a different routing number for wire transfers? ›

Citibank routing numbers for wire transfers

The routing number for Citibank for domestic wire transfer is 321171184. The routing number for Citibank for international wire transfer is 31100209. If you're sending a domestic wire transfer, you'll just need the wire routing number in this table.

What routing number is 021000021 wire transfer? ›

The ACH routing number for Chase is also 021000021. The domestic and international wire transfer routing number for Chase is 21000021.

How do I know which routing number to use for direct deposit? ›

Your Bank's Online Portal or App — Outside of looking at your checks, the quickest and easiest way to find your bank's routing number is to check your account information through your bank's online portal or mobile app. Bank Statements — You can usually find your routing number somewhere on your monthly bank statement.

Does a wire transfer count as a direct deposit? ›

Finally, it's important to note that wire transfers and direct deposits have different functions. Generally, direct deposits are for ongoing payments, like salary/payroll, whereas wire transfers are for single (generally large) payments to another person or institution.

Is 026009593 a wire or ACH routing number? ›

Tip: the number 026009593 is a wire routing number, and will not work for ACH payments from Bank of America. Your best bet is to to log into your internet banking or contact your bank directly to get the correct number.

What address do I use for Citibank wire transfer? ›

Citibank international wire transfer SWIFT code: CITIUS33. The address of your Citibank branch. If you don't know this, you can use the following Citibank address for wires: Citibank, 100 Citibank Drive, San Antonio, TX 78245.

How long does Citibank wire transfer take? ›

Wires are generally sent the same business day if processed before 6:00 PM ET for international transfers and 6:45 PM ET for domestic transfers. Wire transfers can be a one-time event or you can set up domestic recurring wires in advance. You can also save and reuse wire information and see all past and future wires.

What is the ACH format for Citibank? ›

The ACH formats supported by Citi Commercial cards are CCD, CCD+, and CTX. ACH payments are initiated through your disbursem*nt bank.

What happens if I use an ACH routing number for wire transfer? ›

Like a home address, an ACH routing number directs electronically transferred funds to the correct bank and branch. The number is necessary for setting up direct deposits, automatic payments, and wire transfers.

When should I use wire transfer routing number? ›

Because they are fast and have larger transfer limits, wire transfers tend to be the better option in the following circ*mstances:
  1. You need to transfer a very large sum of money i.e. a house deposit.
  2. You need to transfer funds urgently.
  3. You need to make a one-off payment i.e. a remittance.

Why does the bank have two routing numbers? ›

Some large national and multi-national brands may have multiple routing numbers based on where you live or hold an account. This is typically done by the state. It should be noted that the routing numbers used for domestic and international wire transfers are not the same as the ones listed on your paper checks.

What is the swift code 021000089? ›

Citibank, New York. ABA. 021000089. Swift (International Wires Only)* CITIUS33.

What is BancorpSouth wire routing? ›

BancorpSouth routing numbers for wire transfers

The routing number for BancorpSouth for domestic and international wire transfer is 84201278.

What is TD bank's routing number? ›

TD Bank routing numbers for wire transfers
Type of wire transferTD Bank routing number
Domestic Wire Transfer031101266
International Wire Transfer to TD Bank account in the USA031101266
SWIFT CodeNRTHUS33XXX

What bank has 021000322 routing number? ›

The routing number for Bank of America in New York, United States is 021000322 for checking and savings accounts.

References

Top Articles
Latest Posts
Article information

Author: Maia Crooks Jr

Last Updated:

Views: 6576

Rating: 4.2 / 5 (43 voted)

Reviews: 90% of readers found this page helpful

Author information

Name: Maia Crooks Jr

Birthday: 1997-09-21

Address: 93119 Joseph Street, Peggyfurt, NC 11582

Phone: +2983088926881

Job: Principal Design Liaison

Hobby: Web surfing, Skiing, role-playing games, Sketching, Polo, Sewing, Genealogy

Introduction: My name is Maia Crooks Jr, I am a homely, joyous, shiny, successful, hilarious, thoughtful, joyous person who loves writing and wants to share my knowledge and understanding with you.