TRS Recovery Services (2024)

Who is TRS Recovery Services?

TRS Recovery Services, Inc. is a debt collection agency located in Marietta, Georgia. Their primary role is to assist businesses in collecting unpaid debts from their customers.

If you see TRS Recovery Services listed on your credit report as a collections account, it could be because you have an outstanding debt that hasn’t been paid.

Who does TRS Recovery Services collect for?

TRS Recovery Services collects debts for a variety of clients, primarily focusing on check recovery services for retail businesses such as Amazon, Meijer, and Walmart. They aid these corporations in recovering funds from bounced or unpaid checks. They also provide debt collection services for lending companies and other financial institutions.

Is TRS Recovery Services legit or a scam?

TRS Recovery Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove TRS Recovery Services from my credit report?

TRS Recovery Services collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit report before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Phone number: (585) 613-1571

Should I contact or pay TRS Recovery Services?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with TRS Recovery Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like TRS Recovery Services on behalf of their clients.

Will TRS Recovery Services sue me or garnish my wages?

TRS Recovery Services is entitled to take legal action against a debtor if necessary. This can include filing a lawsuit to collect the unpaid debt. If the court rules in favor of the debt collector and you, as the debtor, still do not pay the debt, then the court may issue an order to garnish your wages.

However, it’s important to understand that this is typically a last resort for most debt collectors. The process of suing a debtor is costly and time-consuming, and most agencies prefer to avoid it if possible. They’d usually rather work out a payment plan or settle the debt for less than the full amount.

TRS Recovery Services, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with TRS Recovery Services, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with TRS Recovery Services, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for TRS Recovery Services to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• TRS Recovery Services, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• TRS Recovery Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• TRS Recovery Services cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove TRS Recovery Services From Your Credit Report Today!

Credit Saint can help you dispute TRS Recovery Services collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.